Afranga is one of those platforms that, without making much noise, is becoming an object of desire for lovers of (good) P2P investing in this 2025 … Precisely, debuting their brand new license after becoming a regulated platform and with one of the Loan Originators most valued by the community, Stikcredit, t these are NOT the only aces up its sleeve that Afranga has to win the hearts of the users…
…That’s why in this article we’re going to present 5 reasons why it might be worth checking out this platform in case you haven’t tried it yet… Are you ready?
1 – Extraordinary Returns
It is clear that in this world profitability is NOT everything, and that there are fundamentals and basic characteristics that must accompany and be present in the platforms that we choose as our investment partners, yes… BUT, as in Afranga the rest of the factors are solid, let’s start by saying that the performance is also rock solid too… In fact, it is clearly above the sector average (and especially well above the regulated platforms subsector) with average annualized returns around 15% and 16% … Without a doubt, you will not deny that it is a great starting point for the rest of the points that we are going to discuss below, right?
2 – The Security of a Regulated Platform with a Focus on Transparency and Risk Management
Veteran crowdlenders may remember the launch of Afranga back in 2021, as a brand new platform focused on the popular Loan Originator Stikcredit… Since then, there’s been a lot of work behind the scenes, and in 2025, the platform has returned to the forefront of the P2P investments battle, now a supervised and regulated platform with an ECSP license (European Crowdfunding Service Provider) and with a plethora of security and trust improvements such as segregated accounts with LemonWay, stricter security processes, filtering and monitoring of Originators, and increased transparency … That’s great, isn’t it? 🙂
3 – With a duo of Originators who are truly worth it…
Afranga is undoubtedly well-known in the P2P investment arena for being the home of a prestigious Originator such as Stikcredit, registered with the Bulgarian National Bank under number BGR00370 and operating in the market since no less than 2013. The company is a leader in online personal loans and has an extensive network of offices with more than 50 branches throughout the country, having granted more than 100 million euros in loans to date and having served more than 45,000 clients… That’s something!
In addition, Afranga’s revamped portfolio also includes a new originator: Lendivo, a cutting-edge fintech company that offers consumer loans completely online. Based in Bulgaria, the company is backed by a team of experienced professionals, who are the foundation of Stikcredit’s success. Lendivo, incidentally, began operations in April 2024 and is already profitable, which speaks volumes about its reliability and successful management model.
4 – A Simple and Friendly Website, one of those that makes your life easier…
Afranga is a platform designed for investors from the very first minute, systematically removing any barriers we may have to investing… Do you want a simple and intuitive interface? You’ve got it!… Do you want 0 commissions (but really “0”, right?)? You’ve got it!… Do you want to avoid having to put up a lot of capital to start investing and try out the platform? You’ve got it… from just 10 euros! … And with Afranga, it’s a pleasure 🙂
5 – And All with the Bonus You Deserve… There’s No Excuse!
Crowdlender, if you’re one of those financial hunters waiting for the best opportunity to try out that platform that dazzles you or sparks your interest, we have good news for you! With Afranga, you’ll have it very easy with this exclusive super welcome bonus:
What are you waiting for? Take advantage and join the crowdlending revolution now!