Best Peer to Peer Lending Platforms and Other Alternative Investments in 2019

Hello everyone and welcome to, a webpage designed to share opinions, reviews and experiencies regarding the best Peer to Peer Lending platforms, Crowdfunding sites, cryptocurrencies pages and other Alternative Investments in 2019.

Let’s start with our TOP P2P lending sites list, where we can have  a look at best crowdlending platforms out there, their advantages, strong points and how they fit in our investment portfolio… Are you ready?

Best Peer to Peer Lending Platforms 2019


mintos scam or safe

Mintos is probably the best European marketplace for P2P and P2B lending. A company from Latvia that has been succesfully providing profits to its customers since 2015.

Comprising more than 50 loan originators and with a very strong investor community approaching the 100,000 count, this Latvian webpage has already funded loans for more than one thousand million dollars in accumulated value.

WHY invest in Mintos – The Best Crowdlending Platform

*Great offer of loans, including all types and classes (P2P, P2B, invoice trading, agricultural…).

*Great array of Loan Originators from many different countries.

*Investments from just 10 euros per loan.

*Historical returns near 12% annual.

*Most loans issued come with Buyback Guarantee

HOW Mintos Fits our P2P Investment Portfolio

Taking into account its average annual return, the Buyback Guarantee and the ENORMOUS intrinsic diversification, we can allocate a reasonable portion of our P2P Portfolio to this platform, which is going to be one of the largest in terms of investment amount.

BONUS!: Sign Up on Mintos using our exclusive link and you will earn a 1% bonus of all your investments made in the first 90 days paid in your Mintos account!


envestio scam or safe

Although Envestio is a fairly new platform to join the P2P Investment Arena, the truth is that in very little time this crowdinvesting site has gained a very strong investor community and unconditional support. The main reason for this is its gigantic annual return average, with net annual yields exceeding 20% plus advanced functionality such as the option to sell to the platform our investments -with a very small penalty- to recover all the funds whenever we want.

Sounds good enough? There is more! In these last months Envestio has launched several improvements such as an increase in the offer of new projects -which helps diversification- and the possibility to invest from just 1 euro per operation. Without any doubt we are in front of an outstanding investment platform that so far surpasses all expectations.

WHY invest in Envestio – The Most Profitable P2P Platform

*Very high returns, exceeding 20% on average.

*Investments from just one euro. Huge diversification possibilities.

*Well balanced risk/return ratio, with personal guarantees and collateral issued and detailed for each loan. So far the incident count for this platform is ZERO.

HOW Envestio Fits our Alternative Investments Portfolio in 2019

Envestio is a great addition to boost the overall performance of our portfolio, raising the average annual return of our investments. It is the perfect example of crowdinvesting very-well managed, and an excelent complement to other veterans such as Mintos, Bondora or Crowdestate.


BONUS!: Sign Up on Envestio making use of our exclusive link and you will receive 5 euros as soon as you deposit and invest your first 100 euros plus a 0,5% bonus for all investments made in the first 9 months!!



bondora scam or safe

Bondora is a veteran peer-to-peer lending platform from Estonia which has been operating since 2008 and has become a true benchmark for many P2P platforms trying to build an investor community as powerful as the Bondorians…

With Bondora we will have access to an enormous amount of personal loans from countries such as Estonia, Finland or Spain, with double digit returns and even triple digit returns with highest risk class loan.

WHY invest in Bondora- The Best Personal Loan Investing Website

* Investments from just one euro per loan and huge diversity of operations to invest.

* Very high returns with well-adjusted risk/return ratio.

* Very easy to use for beginners but very powerful for hardcore investors.

* Wide range of deposit options, including the convenience of credit cards.

* Excelent reputation built upon more than a decade of high returns to its investors.

HOW Bondora Fits our P2P Portfolio in 2019

Bondora is the star regarding personal loans in our peer-to-peer lending portfolio: with huge diversification options and very high returns, there is simply not a better option in this asset class. Yes, it does not come with buyback guarantee, BUT the great returns make for absence of this function without any doubt.


BONUS!: Register in Bondora making use of our exclusive link and you will receive 5 euros on your first deposit… as simple as that!

housers scam or safe

In just a few years, with almost 100.000 investors registered, Housers has become the Real Estate Crowdfunding benchmark in South Europe, offering the best opportunities to invest in Spain, Italy and Portugal.

Housers offers different kinds of projects, including fixed interest rate loans and rental oriented properties to earn passive income every month for the duration of the operation with an average of 10% annual return.

WHY invest in Housers – The Real Estate Crowdfunding Platform

*Access to a wide range of properties in Southern Europe (including Spain, Italy and Portugal).

*Good variety of assets and enough projects to diversify quickly.

*Investments from just 50 euros per loan.

*Secondary market to sell our investments early if needed or to find good and cheap investment opportunities

*Fully licensed by the Spanish regulator (CNMV) as a Real Estate Crowdfunding Platform

HOW Housers Fits our Crowdfunding Portfolio in 2019

Housers is an excelent complement to other superb Real Estate platforms such as Crowdestate, Estateguru or Bulkestate because it allows us to expand our investment scope and to take part in operations mainly focused in Southern Europe instead of Northern Europe.


BONUS!: Register now in Housers making use of our exclusive link and you will receive 25 euros when you complete your first investment


grupeer scam or safe

Grupeer is a Latvian investment platform oriented to P2B crowdlending (peer-to-business) which has gained a huge international community support thanks to its great annual returns in loans covered by Buyback Guarantee.

With an average annual return of 14% or even 15%, it is difficult to find a platform with a better risk/reward ratio than Grupeer.

WHY invest in Grupeer – The Best P2P Investments with Buyback

*Grupeer is simply the best peer-to-peer lending platform where all loans come with Buyback Guarantee, with returns exceeding 14%.

*Wide variety of Loan Originators and types of operations, including business loans and real estate crowdfunding.

*Great cashback promotions from time to time to boost profitability even further.

*Investments from just 10 euros per operation, making diversification easy.

HOW Grupeer Fits our Crowdlending Portfolio in 2018

Grupeer is an excelent choice to reinforce any peer-to-peer lending portfolio with an optimum balance between risk and returns making good use of its 100% buyback guarantee.

Although it is a fairly new investment website it has managed to grow its investor base quickly gaining the trust of thousands of satisfied clients.

BONUS!: Sign Up on Grupeer now using our exclusive link and you will receive a FREE pdf guide with the best 50 peer-to-peer lending and crowdfunding platforms to invest in 2018 -send us a email to to claim your guide after registration-