Lendsecured is a platform for investment in loans with mortgage guarantee – in the purest Estateguru style – specialized in the selection of operations with a very low LTV (and therefore, in principle, lower risk), the average of the platform being in the around 40% , probably the best score of all the companies operating in the sector.
In this review we share all our opinions about the platform as users of it… Don’t miss it!
LendSecured Opinions – Critical Performance Parameters
RETURN: Lend Secured offers investment opportunities in a range usually between 11% and 14% annual profitability, with the average around 13%, being in this sense slightly above the industry average, online with other platforms based on real estate guarantees.
DIVERSIFICATION: Being a relatively recently created platform, the number of projects to invest at our disposal in the LendSecured marketplace will be somewhat limited. Despite this, in the final months of 2020 they are launching a series of promotional projects in an effort to increase their volume and attract new investors.
LIQUIDITY: Lendsecured is a platform that at the moment does not have a secondary market or other mechanism for the anticipated sale of our shares, with which liquidity -in projects whose average duration is around 18 months- will be very limited, and will be subject to maturity of each of the operations.
Opinion LendSecured Crowdlending Review
LendSecured Advantages – Strengths
➊ Crowd platform based on mortgage guarantees with the lowest average LTV in the market, around 40%
➋ Management team seasoned in the sector, partnership with Lemon Way and segregated funds from investors in BNP Paribas
➌ Very attractive return / risk ratio, especially in the first 10 promotional projects. Real quality alternative to industry leaders like Estateguru.
Weaknesses and Aspects to improve – Lensecured Opinions
➊ Relatively low liquidity, with most of the operations presenting horizons between 1 and 2 years and for the moment with the absence of a secondary market (currently in production, expected shortly) or an early-exit mechanism.
➋ Also, being a relatively new platform, opportunities might take some time to fund.
Do you want to have a space to comment and share your doubts and experiences about this Latvian crowdlending platform?… Look no further! Here below we enable the Lensecure Forum so that you can express yourself and ask freely… Write us your comment!